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Top NJ Home Equity Loan Rates

Top NJ Home Equity Loan Rates Equity Loans

A home equity loan is a type of loan that a homeowner gets placing his/her home as collateral. The loan amount is determined by the value of the property which is determined by an appraiser from the lending institution. You can make use of a home equity loan for financing major expenses like home improvement plans, medical bills or college fees. It is important that you have good credit in order to get a home equity loan as they go hand in hand. The top home equity loans are provided by the following lending institutions in NJ:

  • Third Federal savings and loan: At Third Federal, you pay less for a home equity loan because they offer very low rates. Their home equity loans are the best as there are no closing costs or prepayment penalties. No minimum draw is required and you also pay less interest. The monthly payments that you are required to pay are also very balanced which makes it easier for you. Third Federal has been in the business of helping people since 1938.
  • Bethpage Federal Credit Union: With Bethpage Federal Credit Union you will have the funds you need when you need them in order to help make the big changes in your life a huge success. There is no application fee or annual fee charged on your home equity loan.
  • Discover Home Equity Loans: At Discover, you will pay no application costs, appraisal costs or mortgage taxes, which in itself is something to smile about. Another thing about Discover home equity loans is that you will need no documentation to start. You are free to choose your repayment rates and no matter what you pick, you will still end up paying the same, low fixed rate. Discover also provides you with the online tools that you will need to set you up and get you going. The customer care at Discover is excellent and there is someone always out there to help you out whenever you need it. Hence with Discover help is just a phone call away.
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