Advertiser Disclosure

Top NJ Home Equity Loan Rates

Top NJ Home Equity Loan Rates Equity Loans

A home equity loan is a type of loan that a homeowner gets placing his/her home as collateral. The loan amount is determined by the value of the property which is determined by an appraiser from the lending institution. You can make use of a home equity loan for financing major expenses like home improvement plans, medical bills or college fees. It is important that you have good credit in order to get a home equity loan as they go hand in hand. The top home equity loans are provided by the following lending institutions in NJ:

  • Third Federal savings and loan: At Third Federal, you pay less for a home equity loan because they offer very low rates. Their home equity loans are the best as there are no closing costs or prepayment penalties. No minimum draw is required and you also pay less interest. The monthly payments that you are required to pay are also very balanced which makes it easier for you. Third Federal has been in the business of helping people since 1938.
  • Bethpage Federal Credit Union: With Bethpage Federal Credit Union you will have the funds you need when you need them in order to help make the big changes in your life a huge success. There is no application fee or annual fee charged on your home equity loan.
  • Discover Home Equity Loans: At Discover, you will pay no application costs, appraisal costs or mortgage taxes, which in itself is something to smile about. Another thing about Discover home equity loans is that you will need no documentation to start. You are free to choose your repayment rates and no matter what you pick, you will still end up paying the same, low fixed rate. Discover also provides you with the online tools that you will need to set you up and get you going. The customer care at Discover is excellent and there is someone always out there to help you out whenever you need it. Hence with Discover help is just a phone call away.
455 VIEWS

top rated cards

Citi® Double Cash Card – 18 month BT offer

cards
  • Purchases Intro APR
    15.24%
  • Regular APR
    15.24% - 25.24%
  • Balance Transfer Int APR
    0%
  • Annual Fee
    $0

Citi ThankYou® Preferred Card

cards
  • Purchases Intro APR
    15.24%
  • Regular APR
    15.24% - 25.24%
  • Balance Transfer Int APR
    0%
  • Annual Fee
    $0

Citi Simplicity® Card - No Late Fees Ever

cards
  • Purchases Intro APR
    15.74%
  • Regular APR
    15.74% - 25.74%
  • Balance Transfer Int APR
    0%
  • Annual Fee
    $0

Citi® Diamond Preferred® Card – 21 Month Balance Transfer Offer

cards
  • Purchases Intro APR
    14.74%
  • Regular APR
    14.74% - 24.74%
  • Balance Transfer Int APR
    0%
  • Annual Fee
    $0
Finance

Guide To Pension Annuity

A pension annuity calculator gives an estimate of how much retirement income your savings can get you. There are free calculators available online that can help you plan a comfortable retirement. Here are some jargons and technicalities that would co...
484 VIEWS
Finance

The Pros And Cons Of Humana Medicare Supplement Plans

Medicare supplement plans are sold by private insurance companies to supplement the cost of those medical expenses not covered by Original Medicare like copayments, coinsurance, and deductibles. Medicare Supplement Plans like the ones offered by Huma...
498 VIEWS
Finance

Step By Step Guide To Compare Health Insurance Plans

Choosing the right insurance plan can seem like an insurmountable task, considering the endless options available in the marketplace. Most people obtain a health insurance from their place of work wherein the employer pays a portion towards the worke...
537 VIEWS