Logging on to www.medicare.gov to find a Medicare plan in the new year 2018, would be the ideal first step in finding the best health insurance coverage. A general or personalized Medicare plan search provides an accurate appraisal and Medicare plan coverage information.

Taking advantage of health insurance for you or someone is known to you, finding the best Medicare coverage, an Original Medicare plan or a Medicare Advantage plan, that provides precise drug coverage is important to research upon. Also, understanding the need for the best Medicare Part D Prescription Drug Plan to pay for prescription drugs, to refrain from paying out-of-pocket expenses and safeguard retirement funds, is important for seniors who enroll themselves in Medicare Health Insurance plans. Exploring the best plans with low monthly premium, high deductibles and understanding the drug tier is a hard task indeed.

While the best rated Medicare Advantage Plans of 2017 were made available to those meeting eligibility criteria even outside the usual enrollment period, it is the quality of care given to the insured seniors, and the response and receptivity to members of Medicare that earned the insurance policies five-star ratings. Awards for the Best Medicare Plans are offered to insurance companies that routinely offer the most excellent health coverage. A plan that clearly states its purpose and costs for the benefit of customers, to enable them to choose the best coverage, such as Kaiser Permanente, Viva Medicare, HealthSun Health plans, and Anthem Blue Cross and Blue Shield is absolutely worth the time seniors spend on analyzing them.

Choosing the Best Medicare Plans for Seniors in 2018 can be a smooth process if a systematic approach is followed:

• Time the enrollment into Medicare;
• Decide to stick with original Medicare and add Medigap supplemental plans to it, or changeover to Medicare Advantage plans;
• Research for low-cost plans that let you choose preferred expert doctors approved by Medicare, and good hospitals or healthcare facilities, and pharmacies that help lower the cost of prescription drugs;
• Review your health needs periodically and choose health insurance options wisely.